Legal Information
Terms and Conditions
Effective Date: June 20, 2026
These Terms and Conditions apply to Thrive With Japneet, operated by Accord Global Inc.
1. Introduction
Welcome to Thrive With Japneet, operated by Accord Global Inc (“Thrive With Japneet,” “Accord Global Inc,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website, including https://thrivewithjapneet.com/, related landing pages, online forms, communications, and services.
By accessing our website, submitting information, requesting a consultation, or communicating with us, you agree to these Terms. If you do not agree, please do not use our website or services.
2. Our Services
Accord Global Inc / Thrive With Japneet provides information, consultation, and support related to insurance, financial planning, protection strategies, and related services.
Our services may include reviewing your inquiry, discussing your needs, explaining available options, helping with documentation, providing follow-up communication, and connecting you with appropriate insurance or financial solutions where applicable.
3. No Guarantee of Approval, Coverage, or Results
Submitting an inquiry, booking a consultation, or providing information does not guarantee approval, coverage, pricing, underwriting acceptance, investment results, financial outcomes, or eligibility for any product or service.
Insurance coverage, policy terms, premiums, benefits, exclusions, and approvals may be subject to provider requirements, underwriting review, eligibility criteria, documentation, health or financial information, regulatory requirements, and applicable laws.
Any information provided through our website or communications is subject to change and should not be considered a final offer unless confirmed in writing by the applicable provider.
4. User Responsibilities
By using our website or submitting information, you agree that:
- The information you provide is accurate, complete, and current
- You are authorized to submit the information provided
- You will not submit false, misleading, fraudulent, or unauthorized information
- You will provide requested documents or clarification in a timely manner when needed
- You will use our website and services only for lawful purposes
We may decline to respond to, process, or continue any inquiry if information appears incomplete, inaccurate, suspicious, or inconsistent with our policies or legal obligations.
5. No Legal, Tax, or Investment Advice
Information on our website or provided through our communications is for general informational purposes only. It should not be considered legal, tax, accounting, investment, or financial advice unless expressly stated in a separate written agreement.
You should consult qualified professionals regarding your legal, tax, accounting, investment, or financial situation before making decisions.
6. SMS/Text Messaging Terms
By providing your mobile phone number and opting in to receive SMS/text messages from Accord Global Inc / Thrive With Japneet, you agree that we may send you text messages related to your inquiry.
Messages may include responses to questions, consultation follow-ups, insurance or financial planning information, document requests, customer support communication, service-related updates, and optional educational or promotional messages where you have provided consent.
Message frequency may vary. Message and data rates may apply. Your mobile carrier is not liable for delayed or undelivered messages.
You may opt out of SMS messages at any time by replying STOP. After replying STOP, you may receive a confirmation message and will no longer receive SMS messages unless you opt in again.
For help, reply HELP or contact us directly at singhjapneet@gmail.com or 403-899-0043.
Consent to receive SMS messages is not a condition of purchasing any product or service.
7. Marketing Communications
Where permitted by law and only with proper consent, Accord Global Inc / Thrive With Japneet may send marketing or promotional communications related to insurance, financial education, protection planning, service updates, events, offers, or company updates.
You may opt out of marketing emails through the unsubscribe link included in those emails. You may opt out of SMS/text messages at any time by replying STOP.
8. Privacy
Your use of our website and services is also governed by our Privacy Policy. Our Privacy Policy explains how we collect, use, disclose, and protect personal information, including SMS consent information.
Accord Global Inc / Thrive With Japneet does not sell, rent, or share mobile phone numbers or SMS opt-in consent data with third parties or affiliates for their own marketing or promotional purposes.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
9. Third-Party Providers and Services
Accord Global Inc / Thrive With Japneet may work with third-party insurance carriers, financial service providers, underwriters, technology providers, business partners, and service providers to help review, process, or support inquiries.
Third-party providers may have their own terms, policies, underwriting criteria, privacy practices, fees, timelines, and requirements. We are not responsible for the actions, decisions, delays, approvals, denials, pricing, terms, or policies of third-party providers.
10. Fees and Costs
Any applicable fees, premiums, costs, policy charges, administrative costs, or other charges will be disclosed where required and may vary depending on the product, provider, service, and applicable agreements.
You are responsible for reviewing all documents, disclosures, policy details, fees, terms, and agreements before signing or accepting any product or service.
11. Website Content
The content on our website is provided for general informational purposes. We make reasonable efforts to keep information accurate and current, but we do not guarantee that all website content is complete, current, error-free, or applicable to your specific situation.
We may update, remove, or change website content at any time without notice.
12. Intellectual Property
All website content, branding, text, graphics, logos, images, layouts, videos, and other materials are owned by or licensed to Accord Global Inc / Thrive With Japneet unless otherwise stated.
You may not copy, reproduce, distribute, modify, or use our website materials for commercial purposes without written permission.
13. Prohibited Uses
You agree not to:
- Use our website or services for unlawful, fraudulent, or abusive purposes
- Submit false or misleading information
- Attempt to interfere with website security or functionality
- Use automated systems to scrape, copy, or access the website without permission
- Upload or transmit harmful code, malware, or disruptive material
- Misrepresent your identity or authority to submit information
14. Limitation of Liability
To the fullest extent permitted by law, Accord Global Inc / Thrive With Japneet, its directors, officers, employees, representatives, partners, and service providers will not be liable for indirect, incidental, consequential, special, punitive, or exemplary damages arising from your use of our website, services, communications, or reliance on information provided.
Nothing in these Terms limits liability that cannot be limited under applicable law.
15. Indemnification
You agree to indemnify and hold harmless Accord Global Inc / Thrive With Japneet and its directors, officers, employees, representatives, and service providers from claims, losses, damages, liabilities, costs, or expenses arising from your misuse of our website or services, violation of these Terms, or submission of inaccurate, unauthorized, or misleading information.
16. Governing Law
These Terms are governed by the laws of the Province of Alberta and the applicable federal laws of Canada, without regard to conflict of law principles.
Any disputes arising from these Terms, our website, or our services will be handled in the courts located in Alberta, Canada, unless applicable law requires otherwise.
17. Changes to These Terms
We may update these Terms from time to time. Updated Terms will be posted on this page with a revised effective date. Your continued use of our website or services after changes are posted means you accept the updated Terms.
Age Restriction
Our website, services, consultations, and SMS/text messaging program are intended only for individuals who are 18 years of age or older, or the age of majority in their province, state, or jurisdiction.
By using this website, submitting a form, requesting information, booking a consultation, or opting in to receive SMS/text messages from Accord Global Inc / Thrive With Japneet, you confirm that you are at least 18 years old or the legal age of majority in your jurisdiction.
We do not knowingly collect personal information from individuals under 18 years of age. If we become aware that information has been submitted by a person under 18, we may delete that information and stop further communication.
18. Contact Information
If you have questions about these Terms, please contact us:
Accord Global Inc / Thrive With Japneet
Unit 3266, 4310 104 Ave N
Calgary, AB T3J 1W5, Canada
Phone: 403-899-0043
Email: singhjapneet@gmail.com
Website: https://thrivewithjapneet.com/