Effective Date: June 20, 2026

Accord Global Inc, operating as Thrive With Japneet, respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and protect information when you visit our website, submit a form, request information, or communicate with us by phone, email, or SMS/text message.

  1. Information We Collect

We may collect the following information when you contact us or submit a form:

Full name
Email address
Phone number
City, province, or region
Insurance or financial planning inquiry details
Preferred contact method
Information you choose to provide about your goals, coverage needs, family, business, or financial situation
Documents or supporting details you choose to submit
SMS consent and communication preferences

We may also collect basic website usage information, such as your IP address, browser type, device type, pages visited, time spent on the website, and referral source.

  1. How We Use Your Information

We use your information to:

Respond to your inquiry
Contact you about insurance, financial planning, or consultation services
Provide service-related information
Follow up regarding your request
Request additional details or documents when needed
Provide customer support
Send SMS/text messages if you have opted in
Send educational or promotional messages where permitted and where you have consented
Improve our website, services, and client experience
Maintain business, legal, regulatory, and compliance records
Protect against fraud, misuse, or unauthorized activity

Submitting your information does not guarantee insurance approval, coverage, pricing, underwriting acceptance, financial results, or eligibility for any product or service.

  1. SMS/Text Messaging

If you provide your mobile phone number and opt in to receive SMS/text messages from Accord Global Inc / Thrive With Japneet, we may send messages related to your inquiry.

Messages may include responses to questions, consultation follow-ups, service updates, document requests, customer support, insurance information, financial planning information, and optional educational or promotional updates where you have provided consent.

Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP. You may reply HELP for assistance.

Consent to receive SMS messages is not a condition of purchasing any product or service.

  1. No Sharing or Selling of SMS Consent Data

Accord Global Inc / Thrive With Japneet does not sell, rent, or share your mobile phone number, SMS opt-in consent, or text messaging consent data with third parties or affiliates for their own marketing or promotional purposes.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

We may share information with service providers only when necessary to operate our business, deliver messages you requested, maintain our systems, comply with law, or provide services on our behalf. These service providers are not allowed to use your SMS consent data for their own marketing purposes.

  1. When We May Share Information

We may share personal information only when reasonably necessary for business, service, legal, or compliance purposes, including with:

Insurance carriers, financial service providers, advisors, underwriters, or related partners when needed to review or service your inquiry
Technology providers, CRM systems, website hosting providers, email providers, SMS providers, analytics tools, and administrative service providers
Legal, regulatory, or government authorities when required by law
Professional advisors such as legal, accounting, compliance, or business consultants
Business successors in connection with a merger, acquisition, restructuring, or transfer of business assets

We do not authorize third parties to use your personal information for unrelated marketing purposes without your consent.

  1. Cookies and Tracking

Our website may use cookies, pixels, analytics tools, tracking scripts, and similar technologies to understand how visitors use our website.

These tools may collect information such as pages visited, time spent on pages, links clicked, browser type, device type, referral source, and general location based on IP address.

We may use this information to improve our website, measure performance, remember preferences, and support marketing or advertising efforts.

You can manage or disable cookies through your browser settings. Some website features may not work properly if cookies are disabled.

  1. Data Security

We use reasonable administrative, technical, and physical safeguards to help protect personal information from unauthorized access, misuse, loss, disclosure, alteration, or destruction.

Our security practices may include using secure systems, limiting access to authorized personnel, using password-protected platforms, maintaining internal processes for handling client information, and working with service providers that use security measures to protect hosted data.

However, no method of internet transmission, electronic communication, or digital storage is completely secure. We cannot guarantee absolute security.

  1. Data Retention

We keep personal information only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, provide services, maintain business records, comply with legal or regulatory obligations, resolve disputes, and enforce agreements.

Retention periods may vary depending on the type of information and the reason it was collected.

  1. Your Privacy Choices

You may contact us to request access to, correction of, or deletion of certain personal information, subject to legal, regulatory, business, or recordkeeping requirements.

You may unsubscribe from marketing emails by using the unsubscribe link in those emails.

You may opt out of SMS/text messages at any time by replying STOP. You may reply HELP for assistance.

  1. Third-Party Links

Our website may contain links to third-party websites, providers, resources, or external platforms. We are not responsible for the privacy practices, content, or security of third-party websites. You should review the privacy policies of any external websites you visit.

  1. Children’s Privacy

Our website and services are intended for adults and are not directed to children under the age of 13. We do not knowingly collect personal information from children.

  1. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of our website or services after changes are posted means you accept the updated Privacy Policy.

  1. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact us:

Accord Global Inc / Thrive With Japneet
Unit 3266, 4310 104 Ave N
Calgary, AB T3J 1W5, Canada
Phone: 403-899-0043
Email: singhjapneet@gmail.com
Website: https://thrivewithjapneet.com/liates for their own marketing or promotional purposes.